Reduce your total credit card payments by up to 30-50%

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Debt Amount

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Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

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More than 500,000 Canadians helped in 10 years

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Almost $500 million in debt eliminated

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300+ hrs. of education offered each year

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Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

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Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

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The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

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Trustpilot
Rated 4.7 / 5 based on 6,867 reviews onTrustpilot
5 stars

They have been wonderful…

They have been wonderful helping me close off some of my debt. Thank you!

STEPHANIE B.

5 stars

Useful, easy to use.

I can see what i have left owing as well as make extra payments

MATHEW R.

5 stars

Very good program

Very good program

Trigger

5 stars

Honestly i don’t think…

Honestly i don’t think I’d ever get out of my 60k in credit debt without…

ERICA S.

5 stars

Always very easy to use!

Thank you for being so easy to use and the team always being so helpful!

Lee

5 stars

Great experience so far

Great experience so far

HENRY I.

5 stars

Thanks

I felt a huge relief and that my needs mattered Very pleasant and knowledgeable

LL

5 stars

Title

I am greatly satisfied.

LEON K.

5 stars

I am blessed.

I am blessed.

CURT L.

5 stars

helps me stay afloat…

helps me stay afloat with my income

MADELEINE B.

5 stars

Very quick action and…

Very quick action and understanding.

TANYA M.

5 stars

Always helpful

Always helpful

stephanie duhamel

5 stars

On The right Track

Consolidated credit has organized my financial situation to a point where I can…

STEPHEN CAMPBELL

5 stars

Decrese my debit

Ease to control debit

ARSHVIR C.

Showing our 4 and 5 star ratings

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