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Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our trained counsellors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counselling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

You are not alone:

Rodielyn L. got help with $50,000 in AB5 minutes ago
Virginia G. got help with $15,000 in BC6 minutes ago
Chantal B. got help with $10,000 in BC10 minutes ago
Christian U. got help with $21,000 in ON15 minutes ago
Tony W. got help with $49,999 in AB19 minutes ago
Desmin C. got help with $19,999 in QC24 minutes ago
Darrick P. got help with $59,999 in AB28 minutes ago
Rupak G. got help with $10,000 in ON31 minutes ago
Abdullah R. got help with $14,999 in ON35 minutes ago
Victoria S. got help with $14,999 in NB47 minutes ago
Robyn K. got help with $49,999 in SK53 minutes ago
John G. got help with $25,000 in AB60 minutes ago
Judicael A. got help with $14,999 in QC1 hour ago
Hien L. got help with $19,999 in AB1 hour ago
Amanda P. got help with $10,000 in SK1 hour ago
Norlie G. got help with $50,000 in AB1 hour ago
Lisa S. got help with $14,999 in ON1 hour ago
Iggy S. got help with $40,000 in ON2 hours ago
Tuan N. got help with $100,000 in AB2 hours ago
Irene F. got help with $30,000 in BC2 hours ago
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More than 500,000 Canadians helped in 10 years

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Almost $500 million in debt eliminated

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300+ hrs. of education offered each year

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Review your debts, budget and credit with a trained credit counsellor to see if you qualify for a debt management program and explore other options for relief, so you can avoid bankruptcy.

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Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

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The program is easy! You make one payment to us each month, and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.

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Great options, friendliness of the agents. This is an amazing opportunity to fix my…

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A way out of debt when you feel like you are drowning. A light at the end of the…

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It helps me manage my finances.

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when i was at the deepest

when i was at the deepest, i found the light with your aide, thank you

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