Take on 2023 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

April G. got help with $14,999 in AB2 minutes ago
Tyler M. got help with $14,999 in MB22 minutes ago
Barry S. got help with $50,000 in ON26 minutes ago
Ashwin R. got help with $17,000 in ON31 minutes ago
Sohan H. got help with $14,999 in ON34 minutes ago
Jerome M. got help with $24,999 in ON42 minutes ago
Katrina Marie P. got help with $29,999 in AB45 minutes ago
Sabrina S. got help with $20,000 in QC52 minutes ago
Sabrina S. got help with $20,000 in QC54 minutes ago
Angelo A. got help with $14,999 in QC57 minutes ago
Mackenzie P. got help with $20,000 in AB59 minutes ago
Diane G. got help with $19,999 in BC1 hour ago
Isabella W. got help with $14,999 in AB1 hour ago
Kelsey L. got help with $50,000 in ON1 hour ago
Garnett B. got help with $10,000 in ON2 hours ago
Jorge V. got help with $19,999 in BC2 hours ago
Thinley D. got help with $14,999 in BC2 hours ago
Jessica L. got help with $29,000 in ON2 hours ago
Ehouman Ulrich Othniel K. got help with $39,999 in QC2 hours ago
Jamee J. got help with $24,999 in ON2 hours ago
  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

Trustpilot
Rated 4.7 / 5 based on 6,827 reviews onTrustpilot
5 stars

Great option for credit…

Great options, friendliness of the agents. This is an amazing opportunity to fix my…

Cesar

5 stars

A way out of debt when…

A way out of debt when you feel like you are drowning. A light at the end of the…

RYAN W

5 stars

Awesome deal

Great service

Kelly Blab

5 stars

My experience was…

My experience was made great by the customer service that I received about my client…

Michelle Gulbransen

5 stars

It helps me manage my…

It helps me manage my finances.

LUIS Q.

5 stars

Help to build credit

Great service

MERCURY F.

5 stars

it’s fine

it’s fine, no problems

Charles

5 stars

when i was at the deepest

when i was at the deepest, i found the light with your aide, thank you

LINDA D.

5 stars

service

Customer service and regular update of balances outstanding make it better on other…

Muazam

5 stars

Great communications and…

Great communications and very helpful

SUSANN H.

5 stars

Very helpful and caring…

Very helpful and caring agents are always available to help

ROBERT T.

5 stars

great job thank you for…

great job thank you for your help

DAVID R.

5 stars

I had good experience…

I had good experience with the Specialist, She was professional and very helpful in…

Andrew Salmon

Showing our 4 and 5 star ratings

Trustpilot
Counsellor icon
Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

Wallet icon
Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

Time icon
Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.