Take on 2023 without the Stress of Unpaid Bills

Reduce Your Total Credit Card Payments By Up to 50%

You are not alone:

Kandice S. got help with $19,999 in QC6 minutes ago
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Jane D. got help with $50,000 in BC26 minutes ago
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Bidhu S. got help with $35,300 in ON29 minutes ago
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Stephen Y. got help with $39,999 in AB42 minutes ago
Tracey M. got help with $20,000 in ON46 minutes ago
Shuhao S. got help with $14,999 in ON46 minutes ago
Ismat J. got help with $14,999 in QC52 minutes ago
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David S. got help with $50,000 in ON58 minutes ago
Lisa M. got help with $39,999 in ON59 minutes ago
Jennifer P. got help with $14,999 in SK1 hour ago
Courtney H. got help with $39,999 in BC1 hour ago
David L. got help with $14,999 in ON1 hour ago
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Stephany W. got help with $14,999 in ON1 hour ago
Velma G. got help with $19,999 in ON1 hour ago
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  • Customize a payoff plan with a trained credit counsellor
  • Reduce or eliminate interest
  • Lower your total credit card payments by up to 50%
  • Become debt-free faster

Clients Share Their Experiences…

Excellent

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Rated 4.7 / 5 based on 6,827 reviews onTrustpilot
5 stars

Great option for credit…

Great options, friendliness of the agents. This is an amazing opportunity to fix my…

Cesar

5 stars

A way out of debt when…

A way out of debt when you feel like you are drowning. A light at the end of the…

RYAN W

5 stars

Awesome deal

Great service

Kelly Blab

5 stars

My experience was…

My experience was made great by the customer service that I received about my client…

Michelle Gulbransen

5 stars

It helps me manage my…

It helps me manage my finances.

LUIS Q.

5 stars

Help to build credit

Great service

MERCURY F.

5 stars

it’s fine

it’s fine, no problems

Charles

5 stars

when i was at the deepest

when i was at the deepest, i found the light with your aide, thank you

LINDA D.

5 stars

service

Customer service and regular update of balances outstanding make it better on other…

Muazam

5 stars

Great communications and…

Great communications and very helpful

SUSANN H.

5 stars

Very helpful and caring…

Very helpful and caring agents are always available to help

ROBERT T.

5 stars

great job thank you for…

great job thank you for your help

DAVID R.

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I had good experience…

I had good experience with the Specialist, She was professional and very helpful in…

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Receive a Free Debt Analysis from a Trained Counsellor

Review your debts, credit, and budget with a trained credit counsellor to see where you stand and learn about options for relief

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Decide If a Debt Management Plan is Right for You

Learn how a customised plan can help you get out of debt with one affordable payment, and how it compares to other solutions

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Become Debt-Free in 30-60 Payments and Save Thousands

Consolidate credit cards, unsecured loans, and collections into one payment, minimize interest and stop penalties to save time and money

Case Study

Alexander from Toronto, ON

“My experience with Consolidated Credit has been awesome. I was in so much stress and as soon as I was talking with my consultant, I felt a lot better. They are really kind and very understanding and were able to come up with a solution for me that made sense and made things so much easier. I appreciate all the help and this program is something I would 100% refer friends and family too. Everyone deserves to be debt free. Thank you. ”

Where he started:
  • Total unsecured debt: $12,063.00
  • Estimated interest charges: $6,138.53
  • Time to payoff: 11 years, 1 month
  • Total monthly payments: $491.32
After DMP enrollment:
  • Average negotiated interest rate: 0.00%
  • Total interest charges: $0.00
  • Time to payoff: 3 years
  • Total monthly payment: $333.00
Time Saved

8 years, 1 month

Monthly Savings

$158.32

Interest Saved

$6138.53

Consolidated Credit is one of Canada’s largest nonprofit credit counselling organizations. It’s our mission to help Canadians end financial crises caused by unexpected expenses, reduced income and life events, such as unemployment. Since 2007, we’ve helped half a million people find relief.